It’s close to the end of the year, which means two things: the holiday season is upon us, and if you still have unused dental benefits for 2017 it’s important to use them, before the year is up.
Here are some important reasons to consider utilizing your dental insurance coverage before the year wraps up:
‘Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment down the road. What may be a simple cavity now, could turn into a root canal later. Very often, when dental issues are ignored and left to develop, they end up becoming much worse than whatever the original issue was.
Yearly Maximum
The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company, but the average tends to be around $1,000 per year, per person. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year). If you have unused benefits, these will not rollover, so you should utilize all of the benefits while they are still active.
Fee Increases
Another reason to use your benefits before the end of the year is the possible fee increases. Some dentists raise their rates at the beginning of the year due to the increased cost of living, materials, and equipment. A fee increase can also make your copay higher. Thus, if you need to see a doctor for any reason, you should do it while your current rates and copay remain, as they could potentially go up in the following year.’ (Tammy Davenport, verywell.com)
Here at Palladium Dental we want to ensure that all of our patients are always on the right dental track. If you still have some dental coverage left for the year, make sure to schedule an appointment here!
